Wednesday, December 10, 2008

Christmas Thefts: Are You Protecting Yourself From Christmas Thefts?

Holidays are happy times...for criminals. Your property is far more vulnerable to theft than you realize during the holiday season. Let me show you some ways you can get ripped off, and how you can prevent it.

1. Christmas shopping. Many people go to malls and other shopping centers, and park their cars in the expansive parking lots. Shoppers take their packages back to their cars so they can shop more. Criminals watch this behavior and target those cars. If you leave your packages inside the car...even if it’s’re only a quick smashed window away from stolen packages. Put your packages in the trunk. I’m not saying that your packages are completely safe in the trunk. I’ve seen motivated criminals pop a trunk and get the loot within seconds. But you have a better chance if your stuff is in your trunk.

2. And while you were Christmas shopping....other criminals are stalking your neighborhoods looking for houses that look like nobody’s home. When you spend all day at a mall on the weekend, you might get a surprise when you arrive home. So, make sure that you have a monitored security system at home, and make sure it’s armed while you’re gone.

3. And when you went to Grandma’s house for a couple of days...the criminals might notice that your home is dark. Make sure you have the mail held at the Post Office, and tell your paperboy to stop delivery while you’re gone. Ask your neighbors to check on your home each day while you’re gone. Finally, call your local police and tell them the dates you will be out of town.

4. Remember that personal items stolen from your car are NOT COVERED by your auto insurance. You'll have to submit any claim through your Homeowners or Renters insurance.

The year-end holidays can be wonderful times of family closeness, joy and deep religious meaning. Be careful, vigilant, and you stand a much better chance that your holiday won’t be spoiled by theft or burglary.

If you have experienced a property theft loss, you need to know winning insurance claim strategies. The insurance company will not tell you the claims process, but I will. I will show you how to take control of your insurance claim, and add hundreds or even thousands more dollars to your claim settlement. For more information, go to my website at:

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